Cash Advance Application


Trouble Getting Investment Capital?
With the recent credit crunch, it may be tough for your business to get investment capital through traditional small business loans. Empyrean Merchant Cash Advance program is the solution. We have approval rates of 85% and only require a single page application, need minimal documentation, and charge no application fees.
You can even pre-qualify yourself online.

What Could You Use Your Merchant Cash Advance For?

• Renovate                  • Replenish
• Expand                     • Upgrade equipment
• Develop a website    • Advertise or run promotions
• Working capital        • Pay off other outstanding debt

How Does It Work?
We qualify your business for an advance amount based on your average monthly
Visa®/MasterCard® processing. Rather than make set payments on a monthly basis,
you agree to have a small percentage of your daily credit card sales withheld to repay
the cash advance. This percentage is automatically taken from your daily credit card processing settlements with us.

Key Advantages
• Simple one-page application with no fees
• Receive funds in as little as 3-5 days
• No fixed term or monthly payment
• Repay the advance as your business grows
• Opportunity to renew your cash advance for additional investment capital


• Reviews are dependent on our ability to confirm information but are typically completed within 3-5 business days.
• Once we have completed our due diligence, you will receive a confirmation call.
• Your cash advance will be deposited to your bank account, usually within 2 business days of approval and your execution of the merchant cash advance agreement.